Judgement formed through three decades of demanding legal work.
Business
Banking & Finance
Practical counsel across lending and security, including the borrower-side disputes that Cyprus banking has generated over the past decade.
What I handle
Clear advice for complex decisions.
Lending, security, restructuring and regulated transactions — and disputes with banks when they arise.
- 01
Loan and facility agreements
- 02
Security documentation and registration
- 03
Debt restructuring and settlement
- 04
Borrower rights and unfair terms
- 05
Bank account opening and compliance
- 06
Regulatory and licensing matters
- 07
Enforcement and foreclosure defence
Why work with me
Experience where it matters. Direct access throughout.
I remain responsible for your matter, its strategy and every communication.
Fast answers, focused work and clearly discussed fees.
Questions, answered
Before we begin.
Can unfair terms in a loan agreement be challenged?
Yes. Cyprus and EU consumer protection law provide grounds to challenge abusive clauses, and Cypriot courts have found for borrowers.
What can be done about a restructuring demand?
Options depend on the security, the arrears and the timing. Early engagement widens the range of outcomes considerably.
Related insights
Recent thinking for this practice area.
Banking & Finance
Advantages of Cyprus as Alternative Investment Fund (AIF) base.
Advantages of Cyprus as Alternative Investment Fund (AIF) base. An investment fund is, in essence, a vehicle for collective investment by two or more investors whose money is invested on a pooled basis on their behalf by an investment manager, in return for a fee. The Alternative Investment Funds Law was enacted in July 2014… Read More
Banking & Finance
Cyprus Investment Firms (CIFs) – Snapshot.
Regulation. Cyprus Investment Firms (CIFs) are regulated by the Cyprus Securities and Exchange Commission (CySEC), under the CIFs and Investments Firms Law. The CIFs that offer the services that are listed in Appendix 1 must obtain a license from CySEC. The term "investment firm" includes, amongst others, portfolio managers, broker companies, investment advisers, forex trading companies and binary
Banking & Finance
Alternative Investment Funds in Cyprus.
The Alternative Investment Funds Law. The passing of the Alternative Investment Funds Law in July 2018 has been welcomed as a significant development that modernized the Cyprus's regulatory framework as regards alternative investment funds. Advantages of setting up a Alternative Investment Fund in Cyprus. The legal regime which is in line with the relevant EU Directives, coupled… Read More
Direct advice. Prompt response.